Overview
Our Microfinance Management Software is a powerful, user-friendly, and scalable solution designed to help microfinance institutions manage their operations efficiently. From loan origination to repayment tracking, it simplifies financial processes while ensuring full compliance with regulatory standards.
Key Features
Loan Management
- Supports individual, group, MSME, and other loan types
- Customizable loan products (personal, business, agriculture, etc.)
- Automated loan application, approval, and disbursement
- Flexible repayment options and EMI tracking
- Preclosure and write-off management
Customer & Member Management
- KYC and credit assessment integration
- Group lending and joint liability support
- Borrower profile and credit history tracking
- SMS and email notifications for interactions
Collections & Repayments
- Auto-debit, UPI, and online payment gateway integration
- Supports cash, cheque, and digital repayment
- Automated EMI reminders
- Late payment and penalty management
Financial & Accounting Management
- Real-time financial tracking and reporting
- Auto-generated profit & loss statements
- Portfolio At Risk (PAR) analysis
- Tax compliance and audit-ready reports
Security & Compliance
- Role-based access control
- Data encryption and secure transactions
- Credit Bureau integration for risk assessment
- Compliance with local regulatory frameworks
API & Third-Party Integrations
- Credit Bureau, PAN, and Aadhaar verification
- SMS gateway integration
- Banking and mobile integrations
Why Choose Our Software
- Scalable and reliable architecture
- Optimized for rural and urban microfinance workflows
- Custom branding and flexible deployment
- 24×7 support and regular compliance updates
Transform Your Microfinance Operations
Empower your institution with automation, security, and smart analytics.
📞 Contact Us: sales@vilasoft.com
🌐 Website: www.vilasoft.com