Overview
Our Software is a powerful, user-friendly, and scalable solution designed to help microfinance institutions manage their operations efficiently. From loan origination to repayment tracking, our software simplifies financial processes while ensuring compliance with regulatory standards.
Key Features
1. Loan Management
- Supports individual, group, MSME, and other loan types
- Customizable loan products (personal, business, agriculture, etc.)
- Automated loan application, approval, and disbursement
- Loan scheduling with flexible repayment options
- EMI tracking, preclosure, and write-off management
2. Customer & Member Management
- KYC and credit assessment integration
- Group lending and joint liability support
- Borrower profile and credit history tracking
- SMS and email notifications for customer interactions
3. Collections & Repayments
- Auto-debit and online payment gateway integration
- Cash, cheque, and UPI-based repayment support
- Automated reminders for EMI payments
- Late payment handling and penalty management
4. Financial & Accounting Management
- Real-time financial tracking and reporting
- Auto-generated profit & loss statements
- Portfolio At Risk (PAR) analysis
- Tax compliance and audit-ready reports
5. Security & Compliance
- Role-based access control for user security
- Data encryption and secure transactions
- Credit Bureau integration for risk assessment
- Compliance with local regulatory frameworks
6. API & Third-Party Integrations
- Credit Bureau, PAN, and Aadhaar verification
- SMS gateway for notifications
- Banking and mobile integrations