Verification & KYC APIs
Smart verification for smarter lending decisions.
Streamline onboarding, KYC compliance and risk mitigation with real-time APIs for identity, credit history, financial risk and fraud detection.
Why CrediSure
Aadhaar, PAN, bank account, credit bureau and fraud checks through one real-time API and dashboard.
- Built for banks, NBFCs & fintechs
- Aligned with RBI KYC norms
- Faster onboarding, less fraud
- Plugs into CRMs & loan systems
Who it's for
- Banks & cooperative banks
- NBFCs & HFCs
- Fintechs & lending apps
- Credit societies
Watch · 36 sec
CrediSure – verify in seconds, lend with confidence
From days of paper KYC to PAN, Aadhaar and bank-account checks in seconds, with credit scores and fraud signals from one API – faster onboarding, safer lending.
Modules
Everything included
Identity & KYC
- Aadhaar & PAN verification
- Bank account validation
- Business / GST checks
Credit & financial risk
- Credit bureau reports
- Risk scoring
- Income signals
Fraud prevention
- Duplicate & mismatch detection
- Data enrichment
- Watch-list screening
APIs & dashboard
- REST APIs with sandbox
- Bulk verification
- Usage analytics & audit logs
How it works
From first click to clean books.
Step 1: Call one API
Send PAN, Aadhaar or account details from your app or LOS.
Step 2: Verify in real time
Sources are checked and matched in seconds.
Step 3: Score the risk
Bureau data and fraud signals roll into a decision score.
Step 4: Decide & log
Approve, refer or reject — every call is audit-logged.
FAQ
CrediSure questions
Is there a sandbox for developers?
Yes — test keys and sample responses are available so your team can integrate before going live.
How is customer data protected?
Data is encrypted in transit and at rest, access is logged, and retention follows your configured policy.
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See your temple or society running on VilaSoft — in a 30-minute live demo.
We'll walk through your exact workflow, show sample reports, and share a migration plan and quote within 48 hours.